India Post Payment Bank Apply Online 2024 How to Open IPPB Account

India post payment bank apply online 2024 | India Post payment bank account opening online  | IPPB Zero balance Account | How to open zero balance account? ippb online account opening | payment banks in india post bank of india

With India Post Payment Bank (IPPB)  launched by Prime Minister Narendra Modi,  people can now avail banking services in 1.5 lakh post offices with 3 lakh postmen or Gramin Dak Sevaks as banking agents  IPPB  helps in money transfer, transfer of government benefits, Bill payments, investments, insurance services etc. Postmen will deliver these services at your doorstep.  Will be available in  650 bank branches with 3250 customer access points  People  can open a regular savings or current account on ippbonline.com .

They will be empowered with smartphones and digital devices to provide financial services. IPPB will facilitate digital transactions and availing benefits of Govt. Schemes like Pradhan Mantri Awas Bima Yojana for farmers. It is a public sector company under the Department of Posts with  100% Government of India  equity and is governed by the Reserve Bank of India (RBI).

India Post Payments Bank Account 2024

To achieve this financial inclusion, from 1st September 2018, IPPB branches have been opened in 650 districts. The PM said that the postman is seen as a respected, trusted and accepted person in any village. Govt. Focusing on improving the existing structures and structures as per the changing times. Now around 3 lakh postmen are giving banking services to the people at their doorstep.

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The move is to address the problem in the banking sector that exists due to indiscriminate loan advances. The existing loans are being reviewed and a professional approach has been adopted. In addition, about 13 lakh crore Mudra loans have already been disbursed to the poor and middle-class youth to generate self-employment.

India continues to march ahead on the path of development and excellence at the global level. India is the fastest growing economy and is fast eradicating poverty.

India Post Payment Bank 2024 Highlights

Service Name	India Post payment bank account opening online
Launched By	Central government
beneficiary	citizens of india
objective	providing banking services
official website	Click Here
registration year	2024
application mode	Online/Offline

Objectives of India Post Payment Bank 2024

The main objective of the government's India Post Payment Bank 2023 is to encourage savings among such a large population of the country. For this, the government implements many types of savings schemes under the India Post Office, due to which the investors get huge rebate in interest rate as well as tax.

Investors will become financially independent with the Post Office Savings Scheme. There are many such saving schemes in this  Post Office Saving Scheme  , which have been started keeping in mind all categories of people. Under the Post Office, efforts are being made to make some scheme or the other for all categories of people, so that more and more people invest in the Post Office Savings Scheme.

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Post Office payment bank account opening  Required Document

• Aadhar card
• address proof
• identity proof
• income proof
• age proof
• mobile number
• passport size photo

Note:  To open an India Post digital account, your current mobile number should be linked to your Aadhar card.

India Post Payments Bank Services

• mobile banking
• Phone Banking (IVR/Call Centre)
• sms banking
• missed call banking
• post office counter
• Doorstep Banking
• Benefits of post office savings schemes
• virtual card
• QR Card

How to Open a Regular Savings / Current Account in IPPB

The main motto of Indian Post Payment Bank is that “Every customer is important, every transaction is important and every deposit is valuable”. This will ensure to receive money in the fastest possible way, save money for loved ones or invest for a bright future.

To open an account in Indian Post Payment Bank, you can visit the nearest post office or   visit the official website ippbonline.com . Then go to “Products” section and then click on ‘Savings Account’ to open a savings account and go to the ‘Current Account’ link to open a new current account.

Key Features of Regular Savings/Current Account at IPPB at your doorstep or post office counter, Aadhar based Direct Benefit Transfer (DBT), Simple and Secure, Instant, 24×7 Money Transfer, Hassle free cash withdrawal and deposits, Pay your bills Convenient way, simple, affordable and reliable services are available.

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India Post Payments Bank Regular Savings Account

Regular savings account can be opened at the bank's access points and at your doorstep. This account can be used to keep money safe, withdraw cash, deposit funds and make easy remittances, among other benefits. Moreover, interest can be earned on the money kept in this account and cash withdrawals given in this account are unlimited.

India Post Payments Bank Digital Savings Account

For those who are tech savvy and tech-savvy, IPPB's Digital Savings Account is the best way to onboard yourself through IPPB Mobile App. This app can be downloaded from play store on your android phone. Any person above 18 years of age who has Aadhar and PAN card can open this account. Accounts can be opened instantly from the comfort of your home, which means banking anytime, anywhere.

India Post Payments Bank Basic Savings Account

This savings account has all the features and benefits offered by a regular savings account (except that it allows only four cash withdrawals in a month). The objective of the Basic Savings Account is to provide basic banking services at very nominal charges.

India Post Payments Bank Current Account

IPPB provides current account facilities to small traders/kirana stores and individual businessmen. This account is a prerequisite for growing and expanding the business. IPPB's current account gets you started on the road to digital transactions for your business needs. Along with this, IPPB also offers a merchant app to meet the business needs. Current account can be opened through Postman/GDS at post office counters or at your doorstep.

Is India Post a government bank?

Yes! India Post Payments Bank Limited is a public limited company wholly owned by the Government of India through the Department of Posts under the Ministry of Communications.

Does IPPB have zero balance account?

Yes, you can open India Post Payment Bank digital account with zero balance, you do not need to maintain any amount in it.

Is my money safe in the post office?

The amount deposited in this India Post payment bank account remains safe because the government provides security.

Can FD be made in IPPB account?

Any person who has a savings account in Post Office Bank can easily open an FD account. It is very easy to avail the FD facility in Post Office Banks.

Who is eligible to open a regular savings account?

Anyone above the age of 10 years with valid KYC documents is eligible to open a regular savings account.

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